I read a great article today on how to improve your credit score, written by Christine Van Tuyl and Margaret La Grange, an award-winning mother-daughter team with Prudential California Realty in Coronado.

Here is a quick rundown of what is covered in the article…click anywhere on the list below to read the entire article.

1. Review your current credit report for accuracy.

2. Repair credit report mistakes.

3. Pay your bills on time.

4. Increase the length of your credit history.

5. Keep credit card balances low.

6. Keep new credit requests to a minimum.

7. Be aware that paying off a collection account will not remove it from your credit report.

8. Pay off debt rather than moving it around.

9. Beware credit-repair scams.

It’s a great checklist…very timely, too.    Think of all the people in your database that you can help with this information.   Banks are tougher than ever when it comes to qualifying for a home loan, and who better than you to help aspiring homeowners get their credit in check?

Cheers!